At KRC Realty we can also provide competitive financing opportunities.

Mortgage Lending

Need a new home loan? KRC Mortgage is an established and proven lender in San Diego that specializes in FHA Home Loans, VA Home Loans, Conventional Home Loans, USDA Home Loans, Non Conforming Jumbo Loans, Reverse Mortgages and Mortgage Refinance. At KRC Mortgage we put our customers first.

With a large selection of loan programs to choose from, our expert staff can help you find the perfect loan opportunity.

Give KRC Mortgage a call today. We are ready to discuss your needs and find you a solution quickly.

Mortgage Calculator

Types of Program from KRC Mortgage

New Home Purchase

  • Primary Residence, 2nd Home, Investment
  • Conventional, FHA, VA and USDA Loans
  • Renovation Loan Programs
  • Great Rates, Low Fees

Refinance Experts

  • Reduce Monthly Payment

  • Shorten Mortgage Term

  • Cash-out Debt Consolidation

  • Streamline Options Available

FHA Mortgages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan

VA Loans

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment

Conventional Loans

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs

USDA Loans

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Can be Rolled In
  • Home Repairs Can be Rolled In

Jumbo Loans

  • Primary & 2nd Homes
  • 80% Loan to Value
  • Fixed Rate and Arm Options
  • Reserves Required

Reverse Mortgage

  • No Monthly Mortgage Payments
  • Cash-Out Options
  • Money it Tax Free
  • No Credit Score Requirements